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Salary loan
Employees of legal entities which provides their salary by using our bank’s payment card can have loan by placing their expected income as collateral.
Loan conditions:
| Term |
Loan amount |
Monthly interest rate |
Service fee |
Collateral |
| Up to 24 months |
12 times of net salary or up to MNT 8 million.
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1.8-2.3% |
1% |
Expected income and legal entity’s guarantee |
| Amendment to the contract |
0.5 % |
| Application fee |
1000 |
| Where the borrower have paid the previous loan after at least 6 months, the later interest would decrease to 0.1%. |
| Upon cooperation agreement with the company, above condition may be changed. |
Requirement:
- Income amount stated in loan application is properly recorded in Social insurance book;
- Financiall capable to pay of the loan within contract term;
- No existing payment obligation over salary at the time of loan;
- Works under Employment contract for employer;
- Worked more than a year for current employer;
- Other requirements
Required documents:
- Salary loan application form (Bank form);
- Salary statement (Bank form);
- Copies of personal and employment ID;
- Copy of Social insurance book;
- Copy of health insurance book where government special officel who has no social insurance book;
- Family members statement (new borrower);
- Photo 1 copy;
- Other documents deemed necessary by the bank;
Further information:
Ulaanbaatar City Bank
Telephone: 1800-1800
2016-02-18
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БАРААНЫ ТЭМДЭГ БАРЬЦААЛСАН ЗЭЭЛИЙГ ЗАХ ЗЭЭЛД АНХ УДАА НЭВТРҮҮЛЛЭЭ
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